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... Probably the only real model anyone needs
is exponential growth...start at age 30 and put $1000 in the
stock market every year and with an average historical yield retire at 65
a millionaire.
If you invest in companies that have historically done better
than average your return will probably be better than average and you can
retire a multimillionaire.
... On the other
hand you can win at the race track. Again the model can simply be developed
from historical data. ... Just bet on horses and riders who
consistantly win